# Citibank and Quadratic

Citibank is the fourth-largest U.S. bank with $1.07 trillion in assets and a global presence in over 160 countries. Connect your Citi accounts to Quadratic to track spending, maximize credit card rewards, and get a complete view of your finances.

- Connect Citi checking, savings, and money market accounts.
- Track ThankYou Points across Citi Premier, Custom Cash, and Rewards+ cards.
- Monitor Citi Double Cash back earnings on all purchases.
- Import Citi Personal Wealth Management investment data.
- Analyze spending across all Citi credit card products.
- Secure, read-only Plaid connection with encrypted data transfer.

[Get Started](https://app.quadratichq.com/)

## Why Citibank + Quadratic?

Citi's diverse card portfolio and global banking deserve powerful analysis tools.

### Card Portfolio View

Track multiple Citi cards together to see total rewards earned and optimize which card to use where.

### Points Strategy

Analyze ThankYou Points earning patterns to maximize value from bonus categories and transfer partners.

### Global Visibility

Citi's international presence means accounts in multiple countries - bring them together in Quadratic.

## Use Cases

How Quadratic users analyze their Citibank accounts.

### ThankYou Points Optimization

- Track ThankYou Points earned across multiple Citi cards.
- Analyze bonus category spending on Premier and Custom Cash.
- Monitor transfer partner values for travel redemptions.

### Cash Back Analysis

- Track Double Cash 2% back on every purchase.
- Monitor Custom Cash 5% category performance.
- Calculate total annual cash back across Citi cards.

### Global Banking

- Track Citi accounts across multiple countries.
- Monitor international wire transfers and fees.
- Analyze currency exchange costs in transactions.

### Wealth Management

- Import Citi Personal Wealth brokerage data.
- Track Citigold relationship benefits.
- Monitor investment performance alongside banking.

### AI-powered Citi analysis

Ask questions about your Citi accounts naturally. "How much Double Cash back have I earned this year?" or "What categories am I spending most on with Custom Cash?" - get instant answers.

### Beyond Citi Mobile

Citi's app shows your accounts. Quadratic lets you analyze spending trends, compare card performance, forecast future rewards, and combine Citi data with other financial accounts.

### Bank-level security

Plaid handles your Citi authentication securely. Your credentials never touch Quadratic's servers, and all connections are read-only with SOC 2 compliance.

## FAQ

### How do I connect my Citibank account to Quadratic?

In Quadratic, navigate to Connections, select Plaid, and search for Citibank or Citi. Log in with your Citi Online credentials to establish a secure, read-only connection to your accounts.

### Which Citi credit cards are supported?

All Citi consumer credit cards are supported including Double Cash, Custom Cash, Premier, Rewards+, Diamond Preferred, and co-branded cards like Costco Anywhere and AAdvantage cards.

### Can I track ThankYou Points in Quadratic?

You can analyze the transactions that earn ThankYou Points and track bonus category spending. This helps you understand your earning patterns and optimize card usage.

### Does Quadratic support Citigold accounts?

Yes. Citigold checking, savings, and associated Citi Personal Wealth Management accounts can be connected through the same Plaid integration.

### Can I connect international Citi accounts?

Plaid support varies by country. U.S. Citibank accounts are fully supported. For international accounts, availability depends on Plaid's coverage in that region.

### How secure is the Citi connection?

Quadratic connects through Plaid, which uses bank-level security and encryption. Your Citi credentials are never shared with or stored by Quadratic.