Citizens Bank is one of the nation's oldest and largest financial institutions, serving customers primarily across the Northeast and Mid-Atlantic regions. Known for its strong student lending and mortgage businesses, Citizens offers comprehensive banking services that Quadratic can help you analyze.

- Connect Citizens Bank checking, savings, and money market accounts.
- Track Citizens credit card rewards and cash back.
- Monitor Citizens mortgage and home equity accounts.
- Import Citizens Wealth Management data.
- Analyze Citizens business banking transactions.
- Secure Plaid connection with read-only data access.

[Get Started](https://app.quadratichq.com/)

## Why Citizens + Quadratic?

Citizens' comprehensive services deserve equally comprehensive analysis.

### Education Finance

Citizens is a leader in student lending - track your education financing alongside other accounts.

### Northeast Presence

Strong presence across New England and Mid-Atlantic means local branches and regional insights.

### Full Relationship

See banking, credit cards, mortgages, and investments together for complete visibility.

## Use Cases

How Quadratic users analyze their Citizens accounts.

### Cash Back Tracking

- Monitor Citizens Cash Back Plus® card earnings.
- Track bonus category performance.
- Analyze optimal cash back strategies.

### Student Banking

- Track Citizens student loan payments.
- Monitor student checking account activity.
- Analyze education financing costs.

### Northeast Banking

- Track accounts across Citizens' East Coast footprint.
- Monitor regional spending patterns.
- Analyze branch vs. digital activity.

### Mortgage Management

- Track Citizens mortgage payments.
- Monitor home equity utilization.
- Analyze housing costs over time.

### AI-powered Citizens analysis

Query your Citizens data naturally. "How much have I paid toward my student loans?" or "Show my cash back earnings by category" - get instant answers.

### Beyond the Citizens app

Citizens' mobile banking shows basics. Quadratic lets you analyze loan payoff progress, track rewards, and combine with other accounts.

### Secure connections

Connect through Plaid with bank-level security. Your Citizens credentials stay with Plaid - Quadratic only receives read-only data.

## FAQ

### How do I connect my Citizens Bank account to Quadratic?

In Quadratic, go to Connections, select Plaid, and search for Citizens Bank. Sign in with your Citizens Online Banking credentials to establish a secure, read-only connection.

### Which Citizens accounts are supported?

All Citizens consumer accounts are supported including checking (One Deposit, Quest), savings, money market, CDs, credit cards, student loans, mortgages, and investment accounts.

### Can I track my student loan with Citizens?

Yes. Citizens student loan data including payment history and balance information can be imported alongside your other banking accounts.

### Does Quadratic support Citizens business accounts?

Yes. Citizens business checking, savings, and business credit cards can be connected through the Plaid integration.

### How often does Citizens data sync?

Transaction data typically updates within a few hours. Balance information refreshes more frequently throughout the day.

### Is the connection secure?

Yes. Quadratic uses Plaid with bank-level encryption. Your Citizens credentials are never stored by Quadratic.