# Discover + Quadratic

Discover offers popular cash back credit cards with rotating 5% bonus categories, plus competitive high-yield savings and checking accounts. Connect your Discover accounts to Quadratic to maximize your Cashback Bonus and track all your Discover products in one place.

- Connect Discover it® and other Discover credit cards.
- Track Cashback Bonus rotating category rewards.
- Monitor Discover savings and checking accounts.
- Analyze spending patterns for maximum cash back.
- Track Cashback Match for first-year cardholders.
- Secure Plaid connection with read-only data access.

## Why Discover + Quadratic?

Discover's rotating categories reward strategic spending. Quadratic helps you plan it.

### Category Optimization

Analyze spending patterns to maximize 5% cash back in each quarter's bonus categories.

### No Annual Fee Value

Discover cards have no annual fee - track exactly how much cash back you're earning for free.

### Cards + Banking

See Discover credit cards and high-yield savings together for a complete Discover relationship view.

## Use Cases

How Quadratic users analyze their Discover accounts.

### Rotating Categories

- Track 5% Cashback Bonus category spending.
- Monitor quarterly category activation.
- Analyze optimal spending timing.

### Cash Back Tracking

- Monitor unlimited 1% cash back on all purchases.
- Track cash back earned over time.
- Analyze total rewards value.

### High-Yield Savings

- Track Discover Online Savings growth.
- Monitor competitive APY earnings.
- Analyze interest earned over time.

### Student Cards

- Track Discover it® Student card rewards.
- Monitor Good Grade Reward earnings.
- Analyze spending habits for financial education.

### AI-powered Discover analysis

Ask questions about your Discover spending naturally. "How much did I earn in bonus categories this quarter?" or "Show my cash back trends" - get instant answers and insights.

### Beyond the Discover app

The Discover app shows balances and rewards. Quadratic lets you analyze trends, optimize category spending, and combine Discover with other accounts.

### Secure connections

Connect through Plaid with bank-level security. Your Discover credentials stay with Plaid - Quadratic only receives read-only data with SOC 2 compliance.

## FAQ

### How do I connect my Discover account to Quadratic?

In Quadratic, go to Connections, select Plaid, and search for Discover. Sign in with your Discover credentials to establish a secure, read-only connection.

### Which Discover cards are supported?

All Discover credit cards are supported including Discover it® Cash Back, Discover it® Miles, Discover it® Student, Discover it® Chrome, and Discover it® Secured.

### Can I track rotating category bonus cash back?

Yes. Transaction data includes merchant categories, allowing you to track spending in quarterly 5% bonus categories and optimize your rewards.

### Does Quadratic support Discover banking?

Yes. Discover Online Savings, Discover Cashback Debit, and Discover checking accounts can all be connected.

### Can I track my Cashback Match?

You can analyze your cash back earning patterns. Discover automatically matches cash back at the end of your first year.

### Is connecting my Discover account secure?

Yes. Quadratic uses Plaid for authentication. Your Discover credentials are never stored by Quadratic, and all access is read-only.

## Explore other connections

Quadratic supports a growing list of data sources. Combine and compare data across sources using Quadratic.

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